How Much Are You Paying For Your Property Investment?

Somebody whom I have met recently, asked me “How much CPF can I use for my property purchase?” When I reply that one can use up to 120% of the valuation or purchase price, whichever is lower, he got a shock. “120%! For what? Why do they allow me to use so much CPF?” These encounters have in fact been pretty frequent and normally they are young couples. I realized that many people assume that the price of their property is being derived from a set of values that ranges from the valuation and seller’s perceived value. That is only part of the equation. Another important factor that determines the price of your property is your home loan. Simply put, when you buy your property for $1,000,000, it does not mean that you are buying it for $1,000,000. You are only buying it for $1,000,000 when you pay for it in full cash, without any leverage.

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Why the Best Registry Cleaners Make a Great Investment

It’s crucial to select the best registry cleaners for your computer, as the registry is a key part of your Windows computer. The top repair programs give you peace of mind that your system is running smoothly and efficiently. So, let’s see why this software makes a good investment.

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Invest a Little More Time and Easily Win More Sales

Time is a precious commodity especially to those in sales. There never is enough time to return phone calls, answer emails and complete all those proposals. Yet, this week I realized how many sales opportunities are lost when sales professionals fail to invest just a little more time.

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